Sterling Benefits, LLC

Premier Provider of Employee and Executive Benefits

Our Philosophy

Our firm works as a consultant for our clients.  We are completely independent of all insurance and investment companies.  We keep the client at the forefront of our recommendations.  Depending on the circumstances, we may work pro bono, project fee, hourly or on commission.

Our goal is to be the client’s partner for all their employee and executive benefits.  We work as a team, directing the specialist to assist where needed.

All of our professional personnel are salaried with bonuses based on the profits of the firm.  No team member owns the client nor do they receive a straight commission.  We believe this gives us independence and a fiduciary responsibility to our clients.
Calculators

Life Insurance

How much life insurance would you need to produce a sufficient income stream for your family?

Cost of Retirement

Use this calculator to estimate how much income and savings you may need in retirement.

Disability Income Insurance

How much Disability Income Insurance do you need?

Financial IQ Test

Take this quick quiz to find out your Financial IQ

More Calculators →

Newsletters

On the Committees

The closely watched "yield curve" has been fairly adept at signaling the onset of U.S. economic recessions. A yield curve inversion would seem to be a fairly straightforward method for ascertaining the direction of the economy, but more often than not it's not so simple.

Deciding When to Begin

Waiting until full retirement age (or up to age 70) to claim Social Security may result in significantly higher monthly benefits. At age 62, the earliest age to claim Social Security, the amount received could be only 70% of the benefit received at "full retirement age" (which ranges from age 65 to 67 depending on year of birth).

HOT TOPIC: How to Make the Most of the Payroll Tax Cut

Have you considered what you will do with the extra 2% in take-home pay that you will receive in 2011? An extra 2% might not seem like much, but it could be an opportunity to make a difference in your financial future.

Is Your Business Ready for a Structure Change

Periodically, business owners may want to reconsider whether their current business structure is meeting the needs of their companies. For business owners seeking to expand their operations and reduce their exposure to risk, a popular entity has been the limited liability company. This article describes some additional benefits associated with LLCs.

More Newsletters →