Health Care Reform

 

At Sterling Benefits, we are proactively working with multiple resources to dissect the various facets of the law and to understand the guidelines and timelines it presents to our clients.  You can expect that we will provide ongoing communications and information as interpretation and implementation details continue to unfold from the government.    

Our priority at Sterling Benefits is to stay focused on delivering value and quality customer service to our customers as we work together with health care reform.  Significant changes will take place in 2014.  In the meantime, there are some items that will require attention much sooner.  We will keep you posted as details and clarifications from the government are made available. 
 
We encourage you to review this information and utilize our office, 757-624-5200, as a resource in addressing questions and concerns.

 

Sterling Benefits Contact Information
Brenda Cutting, FLMI 757-624-5200 ext. 5232 bcutting@sterlingbenefit.com
Christina Fortney 757-624-5200 ext. 5230 cfortney@sterlingbenefit.com
Sign up for electronic Health Care Reform updates from Sterling Benefits!

 

Hot Topic

 
The year 2012 is relatively light on reforms — apart from the legal battle — and several provisions have been delayed.
 
Much of the bill’s main elements are still on pace to be implemented in 2014, including the creation of state-run health exchanges.
 
As changes and clarification become available, we will continue to update you with information and the implications of the state and federal mandates.
 
Some key provisions for Health Care Reform in 2012 include:
 
  • W-2 reporting,
  • Small Business Health Care Tax Credit—available through 2013,
  • UniformSummary of Benefits and Coverage (SBC) Forms and Notice of Material Modifications—DELAYED,
  • Medical Loss Ratio Rebate,
  • Qualityof Care Reporting,
  • Comparative Effectiveness Research Plan Fees, and
  • Women's Preventive Services.

 

Other topics addressed:

  • Reform Lawsuits & Decisions
  • Virginia Health Reform Initiative
  • Pre-existing Condition Insurance Plan
  • PPACA Grandfathered Plan Notice

 

Previous Sterling Newsletters & Hot Topics

Health Care Reform Overview 4/16/2010
Health Care Reform FAQ's 5/7/2010

Health Care Reform Tax Credit 5/21/2010

Calculator

Health Care Reform 9/23/2010 Requirements

Sample PPACA Notice

Health Care Reform News for 2011 3/1/2011

Sample Grandfathered PPACA Notice

 

Reform Links

HR 3590 – Patient Protection and Affordable Care Act
HR 4872 – Health Care and Education Reconciliation Act
IRS – The Federal Internal Revenue Service
IRS - Affordable Care Act Tax Provisions
Whitehouse - Tax Credit Examples
DOL EBSA - Department of Labor/Employee Benefits Security Administration
HHS – The U.S. Department of Health and Human Services
White House - Health Reform
Kaiser Family Foundation
AHIP - America’s Health Insurance Plans
HealthCare.gov
Virginia's Health Reform Initiative
Pre-Existing Condition Insurance Plan

  

Timelines & Calendar

Interactive Timelines

Archived Timelines

Immediate and Longer Term Reform Timeline

Immediate and Longer Term Insurance Market Reforms

Health Care Reform Bill Provisions Timeline 

Health Care Reform Bill Timeline

           

IMPORTANT:  This website and documents are designed to provide a general overview of the new health reform law. It does NOT attempt to cover all of the law’s provisions and should NOT be used as legal advice for implementation activities. We encourage you to seek any professional advice, including legal counsel, regarding how the new requirements will affect your specific plan.